destination NSW

Banking, tipping and money


Tips on tipping in Sydney

As a rule, tipping is not expected in NSW and is rarely added to bills automatically. However, if you're happy with the service, 10 per cent is an acceptable amount especially in restaurants, for taxi rides and in hotels.

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Travel tips on money and tipping

Australia has a decimal currency system, with 100 cents to the Australian dollar. Automated Teller Machines (ATMs) are found around Sydney at most bank branches and in some clubs and pubs. Reatil outlets have Eftpos facilities for on-the-spot debit-card payments. Foreign exchange offices are located throughout the city including at American Express. Major credit cards accepted in Australia are Visa, MasterCard, Diners Club and American Express. Travelex travellers' cheques are widely accepted throughout NSW. Banks are open from Monday to Friday 9.30am until between 4pm and 5pm, depending on the branch.

A Goods and Services Tax (GST) of 10 per cent applies to most goods and services. It is included in the ticket price of goods and in restaurant menus. Departing travellers may be able to claim a refund for GST paid on goods bought in Australia under the Tourist Refund Scheme.

If you are carrying A$10,000 or more (or foreign currency equivalent) into or out of Australia, you will need to declare this in your Australian Customs form.

For the latest currency conversion rates click here.